Full-Time Credit Risk (3-5 Yrs)

Role Summary:
We are seeking a diligent and analytical Credit Risk professional with 3-5 years of experience to join our Coimbatore team. The ideal candidate will possess a Master of Commerce (M.Com) degree and a strong understanding of financial markets and credit assessment principles. You will play a crucial role in evaluating creditworthiness, managing risk exposure, and contributing to the company's robust risk management framework.

Key Responsibilities:
- Conduct comprehensive credit risk assessments for new and existing clients, analyzing financial statements, market data, and industry trends.
- Develop and maintain credit models and scoring mechanisms to predict potential defaults.
- Monitor portfolio credit quality and identify early warning signs of deteriorating credit risk.
- Prepare detailed credit appraisal reports and present findings to senior management.
- Ensure compliance with internal credit policies and regulatory requirements.
- Collaborate with sales and operations teams to provide credit risk insights and support business decisions.
- Contribute to the development and implementation of risk mitigation strategies.