Credit Analyst - M.Com Graduate - 1-3 Yrs Exp

We are seeking a diligent and detail-oriented Credit Analyst with 1-3 years of experience and an M.Com degree to join our finance team in Vishakhapatnam. This role will be instrumental in assessing the creditworthiness of potential clients and ensuring financial risk is managed effectively. You will work closely with sales and finance departments to support business growth while maintaining sound financial practices.

Key Responsibilities:

Analyze financial statements, credit reports, and other relevant data to assess the credit risk of new and existing customers.

Prepare credit proposals and recommendations for management review.

Monitor customer credit limits and payment terms, and take appropriate action on overdue accounts.

Develop and maintain relationships with internal stakeholders, including sales, legal, and operations teams.

Ensure compliance with company credit policies and procedures.

Assist in the development and refinement of credit scoring models and risk assessment tools.