Career Opportunity: Credit Manager (3-5 Yrs)

Role Summary:
We are seeking a diligent and analytical Credit Manager with 3-5 years of experience, holding a B.Pharma degree, to join our dynamic team in Vadodara. This role is crucial for managing credit risk and ensuring the financial health of our operations within the hardware and networking industry. The ideal candidate will leverage their pharmaceutical background to understand complex financial instruments and apply rigorous analytical skills to credit assessment and management.

Key Responsibilities:
- Evaluate the creditworthiness of potential and existing clients by analyzing financial statements, credit reports, and other relevant data.
- Develop and implement credit policies and procedures to minimize financial risk.
- Monitor credit exposure and manage accounts receivable to ensure timely collection of payments.
- Negotiate credit terms and payment plans with clients, ensuring compliance with company policies.
- Conduct regular reviews of client credit files and update credit limits as necessary.
- Collaborate with sales and finance teams to provide credit-related insights and support business growth.
- Prepare credit reports and present findings to senior management.
- Stay updated on industry trends and regulatory changes affecting credit management, particularly within the pharmaceutical supply chain context if applicable to hardware/networking clients.
- Manage and resolve any discrepancies or issues related to client credit and payments.