Chief Medical Officer

HDFC ERGO General Insurance Company Ltd.
Applicants0
Posted5 days ago

Job Highlights

Experience0 - 5 Yrs
SalaryUndisclosed
LocationGuwahati
Work ModelHybrid
RoleChief Medical Officer
Openings2
EmploymentPart-Time
EducationMBA/PGDM

Required Skills

Medical Doctor (MBBS) with MD/MS/DNB in a relevant specialty.Minimum 10-15 years of experience in clinical practice and/or medical administration.Extensive experience in the health insurance sector, including underwriting, claims management, and network management.Strong understanding of medical economics, healthcare systems, and public health principles.Excellent leadership, communication, and interpersonal skills.Proficiency in medical terminology and healthcare informatics.Ability to analyze medical data and trends.Knowledge of regulatory frameworks governing insurance and healthcare in India.Strategic thinking and decision-making abilities.Proficiency in English and Hindi.

Job Description

Role Summary:
The Chief Medical Officer (CMO) will be responsible for overseeing and directing all medical aspects of the company's health insurance products and operations. This includes developing medical policies, managing healthcare provider networks, ensuring quality of care, and contributing to product innovation from a medical perspective. The CMO will play a crucial role in maintaining the financial health of the health insurance portfolio while ensuring optimal health outcomes for policyholders.

Key Responsibilities:

  • Develop and implement medical policies and guidelines for health insurance products.
  • Oversee the medical underwriting process and provide expertise on complex cases.
  • Manage and develop relationships with healthcare providers, hospitals, and diagnostic centers.
  • Ensure the quality of healthcare services provided to policyholders and manage claims review.
  • Contribute to the design and development of new health insurance products and services.
  • Monitor medical trends, disease patterns, and healthcare innovations relevant to the insurance business.
  • Provide medical expertise and support to various departments, including claims, underwriting, product development, and marketing.
  • Ensure compliance with all relevant medical regulations and ethical standards.
  • Lead and mentor the medical team, fostering a culture of excellence and continuous improvement.

About HDFC ERGO General Insurance Company Ltd.

HDFC ERGO General Insurance Company Ltd. is one of India's leading general insurance companies. It is a joint venture between HDFC Ltd., India's leading housing finance institution, and ERGO International AG, the primary insurance entity of the Munich Re Group. The company offers a comprehensive range of general insurance products and services across motor, health, travel, home, and other classes of insurance. HDFC ERGO is committed to providing innovative and customer-centric insurance solutions, leveraging technology and a strong distribution network to serve its customers across India.

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