Credit Analyst

Role Summary:
We are seeking a diligent and analytical Credit Analyst to join our finance team. The Credit Analyst will be responsible for assessing the creditworthiness of potential and existing clients in the Iron & Steel industry, minimizing financial risk, and supporting profitable business growth.

Key Responsibilities:
- Conduct thorough financial analysis of corporate clients, including review of financial statements, cash flow projections, and industry trends.
- Assess the credit risk associated with new and existing customers, determining appropriate credit limits and terms.
- Prepare comprehensive credit reports and recommendations for management approval.
- Monitor the credit portfolio, identifying early warning signs of potential defaults and implementing mitigation strategies.
- Maintain up-to-date customer credit files and ensure compliance with company credit policies.
- Collaborate with sales and legal departments to structure credit agreements and resolve credit-related issues.
- Stay abreast of economic conditions, industry developments, and regulatory changes affecting credit risk.