Credit Analyst - Automobile Sector (2-3 Yrs)
Maruti Suzuki India LimitedJob Highlights
Required Skills
Job Description
Role Summary:
We are seeking a motivated and analytical Credit Analyst with 2-3 years of experience to join our finance team in Hyderabad. The ideal candidate will hold a B.Sc degree and possess a strong understanding of financial principles and the automobile industry. You will be responsible for assessing the creditworthiness of our business partners, managing credit risk, and contributing to sound financial decision-making within the organization.
Key Responsibilities:
- Analyze financial statements, credit reports, and market data to evaluate the credit risk of potential and existing business partners (dealers, suppliers, vendors).
- Develop and recommend appropriate credit limits and terms based on risk assessment.
- Monitor the financial health of existing clients and identify any potential credit concerns.
- Prepare comprehensive credit proposals and reports for management review.
- Ensure compliance with company credit policies and regulatory requirements.
- Collaborate with sales, legal, and finance departments to manage credit-related activities.
- Stay updated on industry trends and economic conditions affecting the automobile sector and credit risk.
About Maruti Suzuki India Limited
Maruti Suzuki India Limited (MSIL) is a subsidiary of the Japanese multinational Suzuki Motor Corporation. It is India's largest passenger car company, accounting for over 50% of the domestic car market. Established in 1981, MSIL has played a pivotal role in the growth and modernization of the Indian automobile industry. The company is renowned for its wide range of fuel-efficient and affordable vehicles, strong manufacturing capabilities, and extensive sales and service network across the country. Maruti Suzuki is committed to driving innovation and delivering high-quality mobility solutions to millions of Indians.
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