Credit Analyst - Building Material

Role Summary:
We are seeking a diligent and detail-oriented Credit Analyst with 3-4 years of experience to join our growing team in Thane. The ideal candidate will be responsible for assessing the creditworthiness of individuals and businesses seeking financial products, with a focus on the building material sector. This role requires a strong understanding of financial analysis and risk assessment, and the ability to work with diverse data sets. A graduation degree is not mandatory, but a strong analytical aptitude is essential.

Key Responsibilities:
- Analyze financial statements, credit reports, and other relevant documents to evaluate loan applications.
- Assess the risk associated with lending to individuals and businesses in the building material industry.
- Prepare detailed credit reports and recommendations for loan approval or rejection.
- Conduct site visits and customer interviews to gather additional information and verify details.
- Monitor existing loans and identify potential risks or early warning signs.
- Ensure compliance with company policies and regulatory guidelines.
- Collaborate with sales and operations teams to provide credit expertise and support.
- Maintain accurate and up-to-date records of all credit assessments and loan portfolios.
- Stay informed about industry trends and market conditions affecting the building material sector.