Role Summary: We are seeking a motivated Credit Risk Analyst with 5 years of experience and a Master of Computer Applications (MCA) degree to join our Vadodara team. The ideal candidate will be responsible for assessing and managing credit risk for our diverse portfolio of clients within the financial services sector. This role requires a strong analytical mindset, proficiency in data analysis tools, and a solid understanding of financial markets and credit principles.

Key Responsibilities:

• Conduct comprehensive credit analysis of existing and potential clients, evaluating financial statements, market trends, and industry risks.
• Develop and implement credit risk models and methodologies using statistical techniques and programming languages.
• Monitor portfolio credit quality and identify potential risks and early warning signals.
• Prepare detailed credit reports and recommendations for senior management and credit committees.
• Collaborate with business development and relationship management teams to understand client needs and risk appetite.
• Ensure compliance with internal credit policies and regulatory requirements.
• Utilize data visualization tools to present risk insights effectively.