Hiring: Credit Manager | Guwahati | 2-4 Yrs

Role Summary: We are seeking a motivated and detail-oriented Credit Manager to join our team in Guwahati. This role is ideal for individuals with 2-4 years of experience in credit assessment and management, particularly those who are looking to contribute to the growth of MSMEs within the public sector. A strong understanding of financial principles and a proactive approach to risk assessment are key for success in this position. We value practical experience and a commitment to developing robust credit strategies.

Key Responsibilities:

Conducting preliminary credit assessments for loan applications from MSMEs, focusing on financial viability and repayment capacity.

Analyzing financial statements, business plans, and other relevant documents to evaluate credit risk.

Assisting in the preparation of credit appraisal reports and recommendations for the credit committee.

Monitoring existing loan portfolios to ensure compliance with terms and conditions and to identify any potential risks.

Liaising with clients to gather necessary information and to address queries related to their credit facilities.

Maintaining accurate and up-to-date records of all credit-related activities and documentation.

Supporting senior management in developing and implementing credit policies and procedures.