Loan Officer

Infosys Limited
Applicants0
Posted25 days ago

Job Highlights

Experience0 - 5 Yrs
SalaryUndisclosed
LocationChennai
Work ModelRemote
RoleLoan Officer
Openings3
EmploymentInternship
EducationM.Pharma

Required Skills

Loan OriginationCredit AnalysisFinancial Statement AnalysisRisk AssessmentRegulatory Compliance (e.g., RBI guidelines)Customer Relationship Management (CRM)Sales and NegotiationExcellent Communication SkillsProblem-SolvingAttention to DetailProficiency in Loan Management SoftwareMicrosoft Office Suite (Excel, Word, PowerPoint)

Job Description

Role Summary:
We are seeking a dedicated and detail-oriented Loan Officer to join our financial services division. The Loan Officer will be responsible for managing the loan application process from origination to closing, ensuring compliance with all regulatory requirements and company policies. This role requires strong analytical skills, excellent customer service, and a thorough understanding of lending products and procedures.

Key Responsibilities:

  • Evaluate loan applications and assess the creditworthiness of applicants.
  • Gather and analyze financial information, including credit reports, income statements, and collateral appraisals.
  • Determine loan feasibility and structure loan terms and conditions.
  • Explain loan products, terms, and conditions to potential borrowers.
  • Ensure all loan documentation is accurate, complete, and compliant with legal and regulatory standards.
  • Manage relationships with borrowers throughout the loan lifecycle.
  • Work closely with internal departments, such as underwriting and legal, to facilitate loan processing.
  • Stay updated on industry trends, regulations, and best practices in lending.

About Infosys Limited

Infosys is a global leader in next-generation digital services and consulting, driven by innovation and a commitment to helping clients navigate their digital transformation journeys. Founded in 1981, Infosys has grown into a multinational corporation with a significant presence in India and across the globe. The company empowers clients in over 50 countries to create their future with continuous learning, a resilient digital foundation, and the power of agility. Infosys is committed to building a sustainable and inclusive digital ecosystem.

You need to be logged in to report this post. Login

Jobs by Industry and Location:
Jobs by Industry and Experience: