Seeking Credit Analyst (2-4 Yrs) for a MNC

Role Summary:
We are looking for a diligent and analytical Credit Analyst with 2-4 years of experience to join our finance team in Noida. The ideal candidate will possess an MBA/PGDM in Finance and have a strong understanding of credit risk assessment, financial statement analysis, and debt management. You will play a crucial role in evaluating the creditworthiness of potential and existing business partners, contributing to the financial health of our organization.

Key Responsibilities:
- Analyze financial statements (balance sheets, income statements, cash flow statements) of potential and existing clients to assess credit risk.
- Conduct thorough due diligence, including background checks and market research, for credit applications.
- Prepare detailed credit appraisal reports, outlining risks and recommendations for credit approval or rejection.
- Monitor existing credit portfolios, identify early warning signs of distress, and recommend proactive measures.
- Develop and maintain strong relationships with internal stakeholders and external clients to gather necessary financial information.
- Ensure compliance with company credit policies and regulatory guidelines.
- Assist in the negotiation of credit terms and conditions.
- Stay updated on industry trends and economic conditions that may impact credit risk.