Underwriter

Role Summary: We are seeking a meticulous and analytical Underwriter to join our team. The Underwriter will be responsible for assessing and evaluating insurance applications, determining risk, and making decisions on policy issuance. This role is crucial in ensuring the profitability and sustainability of our insurance products.

Key Responsibilities:

Evaluate insurance proposals to assess risk exposure and determine insurability.

Analyze financial statements, medical reports, and other relevant documentation.

Apply underwriting guidelines and company policies to make informed decisions.

Calculate premiums and determine policy terms and conditions.

Communicate with agents, brokers, and policyholders to gather information and explain decisions.

Identify potential fraud and escalate suspicious cases.

Maintain accurate records of underwriting decisions and policy details.

Stay updated on industry trends, regulations, and best practices.