Investment / Lending Risk (Doctorate/PhD Required) - Pune

We are seeking a highly analytical and intellectually curious individual to join our Risk team as an Investment / Lending Risk Analyst. This role is crucial in developing and implementing sophisticated risk management strategies for our lending products. You will leverage your advanced quantitative skills and deep understanding of financial markets to assess, monitor, and mitigate risks associated with our investment and lending portfolios. This position is ideal for a recent PhD graduate or an individual with 2-3 years of post-doctoral experience looking to apply their research acumen to real-world financial challenges in a fast-paced startup environment.

Key Responsibilities:

Develop and validate advanced credit risk models, incorporating machine learning techniques, for underwriting, pricing, and portfolio management.

Conduct in-depth quantitative analysis of loan portfolios to identify emerging risks and trends.

Design and implement stress testing frameworks and scenario analysis to assess portfolio resilience.

Collaborate with product, data science, and engineering teams to integrate risk management principles into new product development and feature enhancements.

Monitor and report on key risk indicators (KRIs) and risk appetite metrics.

Stay abreast of regulatory changes and industry best practices in risk management.